As part of my military training, we always had to have a secondary and even a tertiary airfield with favorable conditions should the weather not be favorable at the primary field. Even if you lose your comms and nav equipment, you will always have your standby instruments such as your airspeed, altitude, and at least your whiskey compass. Also a watch or clock. Using your known heading & distance of your alternate air fields along with dead reckoning training using the airspeed, clock and whiskey compass, you should be able to get yourself out of this predicament, once you find a suitable landing field via VMC, proceed with lost comms procedures and get your butt on the deck. If you run out of fuel in this case, then yeah, you are SOL and you should punch out when necessary.